The Birthday Paradox Assignment Example | Topics and Well Written Essays - 1750 words

The Birthday Paradox - Assignment Example The article shows that a birthday paradox is an essential method in mathematical world and for the same reason, it has its particular methodology. The birthday paradox which takes into consideration number of people in a group asks that two people have a birthday on the same day of a particular year. However, there is a contradiction to this fact from mathematician Abramson and Moser who suggest that 14 people would suffice in such a paradox. This is not agreed by many and that is the reason why birthday paradox has a clichà ©d 23 has group member. The conclusion of the birthday paradox helps to reduce the complexity of statistical assumption related with it. Birthday paradox gives an insight into the comparison problem and allows in eradicating the intuition attached with the paradox. It is interesting to understand that there is a parallel mathematical method which coincides with the birthday paradox and it is partition problem. However, this mathematical method has some drawbacks which make it a lesser important method in comparison to birthday paradox. The highlight of the birthday problem is that it gives alternative formulation and asks for the average number of people needed in order to fins a pair with the same birthday. This means the probability function comes into action and thus the birthday paradox can be conducted with more strength. The contrast of probability that someone in the football team might share the same birthday is the distinctiveness of birthday paradox.

European Union Countries

European Union Countries Introduction European Union itself reflects globalization by changing laws of European countries, and also European Union is very important in worlds economy strategies. What does globalization mean, indeed? By definition, globalization is a process of change in some kind of area such as technology, trade market of war, which affects the whole world. Sometimes globalization can bring a great gift for the people of the world, sometimes not. The main idea of the European Union means to bring the peace to the whole world by respecting human rights and by uniting people together. As I said above the globalization has to affect at least few countries or whole world, other wise it is not globalization. The point is that European Union consists of twenty seven sovereign countries. And decision which comes from the European Union affects all this twenty seven countries. Also European Union has big influence in world trade market, because of the currency of the European Union is in the second place in tra de market. Also, economy of the European Union stays on the second place by the worlds rates. In addition, the European Union has voice in United Nations organization, and it can change most of the decisions either in good way or bad. The history of the European community is incredible, and it had experienced almost everything. European community had experienced wars between neighbor countries, revolutions, colonialism and many other things. However, now European community is one of the strongest economical powers in the world. Most of the time the European Union was an international organization, but now it has big influence in military services, also it functions in monetary system of the European countries, and it has big importance in economy. The European Union is a part of the government for each European country. Also, the monetary system of the European Union is one of the significant systems in Eurasia, which provides economic stability in European Countries. European Union All the great and powerful unions were not made at once. Unions were made step by step, and improving their visible and weak factors. In our days one of the powerful and influenced unions is European. â€Å"Europe will not be made all at once, or according to a single, general plan. It will be built through concrete achievements, which first create a factor of solidarity†. (Robert Schuman). With this words Schuman declaration accurately predicted the way in which the Community has become the Union today. When the European countries created the European Union, the first target of the union was to gain a peace between European countries. In 1950 the European organizations such as European Coal and Steel Community started to unite countries, because this organizations wanted to keep the peace between European countries, and also it was big benefit to European countries in economical and political spheres. Belgium, France, Germany, Italy, Luxemburg and the Netherlands were the countries which formed first European Union. The speech given by French Foreign Minister Robert Schuman inspired European countries to unite. (The history of EU). One of the successes which European Union gained was stopping of custom charges between European countries. Also, the member countries of the European Union made contract between each others to control production of food. This decision was made to improve agricultural structure, and the European Union wanted to produce enough food for the member countries. (The ‘Swinging Sixties a period of economic growth). â€Å"1962 The Council of Europe adopts the first directive. It establishes the EEC global foodstuff regulation by defining which colorants can be added to food.† (BBC News, 5 December, 2000). In 1967 the European Union had united the main ruling institutions, such as European Parliament, Commission and Court. (History of the European Union). Which meant that European institutions work as one system, and each member country of the European Union had a person who presented the countys interests. In 1992 the Treaty of Maastricht offered to have one single army, which in the situation of the threat they can protect each others interests as one power (History of the European Union). The European Union consists of twenty seven sovereign countries. Member countries of the European Union: Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxemburg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and the United Kingdom (Member State of the European Union). As the facts shows there are more countries which want to join European Union, and one of the main candidate is Turkey. The main achievement of these counties is democracy. Democracy means to protect human values, and it means freedom. These are the main values which European countries store. For over half a century, the European Union has: delivered half a century of stability, peace and prosperity within its member countries. European Union raised its citizens standards of living to unprecedented levels, and even strengthened Europes voice in the world. The European Union has given its member countries citizens many different benefits in different aspects of life. It has made life easier and more convenient in many ways. It has even promoted peace and a spirit of brotherhood between old rival nations. Another benefit of the European Union is a single currency. Joining European Union has many benefits, such as political, economical, social, and environmental. Republic of Poland, for example, gained all these benefits joining the European Union. The political benefit of Republic of Poland is to participate in acceptance of the laws in European institutions. Also, joining to the European Union provides Polish people to travel without visa in Europe, and Polish people can f ind the jobs in any part of the European Union. In addition, Republic of Poland can count on European Armys support in a situation of war conflict. The economical benefits are open market, changes in agriculture, and Poland can stabilize their inflation. Open market will provide Poland to sell their products in every European country, which will help to increase competition between companies, and it will decrease the prices of goods. (Joining European Union, List of Benefits) The social benefit which Poland gained was European standards of life. Also the Polish students who study in other parts of European Union can get scholarship, and they can provide their knowledge about Poland to student abroad. Another important benefit is environmental benefit which Republic of Poland gained joining European Union. The Poland should follow the environmental aspects of European Union, which means they will improve their environmental problems. (Joining European Union, List of Benefits). The European Union has given its citizens greater freedom of movement. Traveling within the European Union nations is now very convenient. In most of the European Union you can travel without carrying passport and without being stopped for the checks at the borders. A citizen of the European Union can travel, study and work wherever she or he chooses to in any of the European Union countries. Departments and policies of European Union The European Union has a very complex system. It has different bodies carrying different important jobs that make the system work properly. Each job has its significance. While all the member countries of the European Union work as one, and its system function well as one body, they become very successful as they take on many difficult tasks of accomplishing a united, integrated Europe. The countries that make up European Union are all committed to the same fundamental values, such as peace and democracy. And in this bases all ruling institutions has been made. The main institutions of the European Union: the European Parliament, the Council of the European Union, the European Commission, the Court of Justice and the European Court of Auditors. (EU institutions and other bodies). The European Parliament is one of the main institutions of the European Union. The main job of the European Parliament is to introduce the new legislations. Also European Parliament gives opinions on new legislations, and it makes decisions about new legislations together with the Council of Ministers. The final decision of the new legislation has to be taken by the European parliament and the Council of Ministers. In addition, the name of the European Parliament is â€Å"watch dog† of the European Union. They named European Parliament as â€Å"watch dog† because it monitors all operations in European Union. Also European Parliament monitors budget of the European Union, because the money of the EU budget has to be distributed lawfully. The locations of the European Parliament are Brussels, Strasbourg and Luxemburg. The Members of the European Parliament are elected by the people whose country they represent. Also, the European Parliament is elected every five years by the citizens of the European countries. (The European Parliament) The Council of the European Union is a main institution which takes final decisions passing new legislation. The Council of the European Union consists of twenty seven ministers. Every minister represents the country in which he or she has been selected to represent country. When the Council of the European Union is going to accept new legislation which can affect sphere of transportation, then the Minister of Transport will attend, and so on. (The Council of the European Union) The European Commissions main job is to prepare new legislation and laws before the legislation will be accepted in the European Parliament. The European Commission also does a job as the peacemaker. When the member countries of the European Union argue between themselves the European Commission will solve their problems. Every member of the European Commission has to put the interests of the European Union first, rather than their own country. When some kind of problem or situation happens in European Union the members of the European Commission have to solve these problems as uniform system. (The European Commission) The European Court of Justices location is in Luxemburg. The European Court of Justice consists of one judge from every member country of the European Union. Most of time thirteen judges take part in court to solve the problem. The main job of the European Court of Justice is to monitor the laws. Every citizen of the European Union has to obey the Court of Justice and laws of the European Union. (The Court of Justice) The European Court of Auditors work is to monitor the budget of the European Union. This organization makes sure that documentations of the taxpayers are legal and right. In some cases if the documentations are wrong the European Court of Auditors have right to investigate any types of economical operations. In additions, the European Court of Auditors doesnt depend on other institutions; however, it keeps touch with other institutions. (The European Court of Auditors) European Union Monetary When the European Union created monetary system for whole European countries, the first target of the monetary system was to prevent economic damage, and stabilize economic situation in a moment of need. When the European Union created European Monetary Institute the first target of it was to create uniform currency for European member countries. (European Monetary System). The main idea of the European monetary system is to create more jobs for citizens of the European community, and to make European economy function better. On 1st January, 1999 the European Union has let out uniform currency, named Euro. The number of the first member countries of European Union which made Euro their national currency was eleven. On the other hand, member countries such as United Kingdom, Denmark and Sweden did not adopted Euro as their national currency, they decided to keep their own national currencies. After the adaptation of the Euro, it did not show the success compared to other currencies. In addition, at the beginning the Euro felt down to 30% in world trade market. (BBC News, 5 December, 2000). â€Å"The Euro symbol @ -, developed by the European Commission, was inspired by the Greek letter epsilon and also denotes the first letter of the word â€Å"Europe†. The two parallel lines refer to the stability inside the Euro area.† (The Euro) Every system has its weaknesses and benefits. According to the economists of the United States and Europe the last analyses shows that European Monetary Union has advantages. The first benefit is that European countries do not need costs of current exchange. The second benefit is exclusion of the currencys destabilization between member countries of the European Union. The third benefit is the fast growth of economy of European Union countries. The fourth benefit is the solvency of the more complicated monetary problems. (â€Å"Benefits and Costs of European Economic and Monetary Union†, Gerhard Fink; Dominic Salvatore) With the advantages every monetary system also has problems, such as inflation. Inflation is a rise in the general level of prices overtime. It may also refer to rise in the prices of a specific set goods or services. In either case, it is measured as the percentage rate of change of a price index. According to the â€Å"EuroStat† statistics the inflation has made 2.3% in European Union in August. Compared to 2006 the inflation norm was 2.2% in 2005. In 2006 the norm of inflation rose 0.1 percent every month (Gian Luigi Mazzi and Rosa Ruggeri Cannata, August 2006). In a low inflationary spheres have got countries such as Finland, Sweden, and Poland. The inflation average in these countries was 1.5 percent. (2006). In a high inflationary sphere have got countries such as Latvia, Estonia, Slovakia and Spain. The inflation average in these countries was 4.9 percent. (2006) The European Union always wanted to avoid the misunderstandings between member countries, and it always wanted to advance the unity of European community. Also, the main raisin of the European Union is the European Monetary System. On the other hand, todays trade market showed to European community that it is difficult to maintain current single currency. In addition, the main problem of the single currency for the European community is instability of Euro. When the leading companies of the Europe invest money abroad it can change the income of the companies, because when the currency is unstable it will change the amount of the money when they expressed to Euro. (Richard W. Stevenson, July 31, 1993) Conclusion In conclusion, the European Union is one of the powerful organizations in the whole world. It has influence in military, worlds economy and so on. Before the unifying Europe had gone through the difficult times, such as war, economic disasters, and unemployment. European countries gain many benefits by unifying. European countries realized that they can not succeed along, the unity of these countries was the great step which they gained. The economy of the member countries of the European Union increased to many times after the unity. Still remains the question will the European Union stay the same or will it change the directions of unity. People of the Europe has big pessimism about European Union, people say unemployment is still stays unstable. However, Europe would never gain these kind of success if they were not united. Can you imagine what European countries could gain if they had been united in ancient times. They could have avoided the wars between European countries. However, European countries are united now, and this is a huge success in a history of Europe. â€Å"A day will come when all the nations of this continent, without loosing their distinct qualities or their glorious individuality, will fuse together in a higher unity and form the European brotherhood. A day will come when there will be no other battlefields than those of the mind open marketplaces for ideas. A day will come when bullets and bombs will be replaced by votes† (Victor Hugo, 1849)

Essay --

Virat Kohli was captain of team India at the 2008 Under 19 Cricket World Cup which was held in Malaysia and India Won that World Cup. He did several tactical bowling changes during the tournament. His mother noted that "Virat changed a bit after that day. He became a much more matured and responsible person. From that time he took every match very seriously. It's as if his life changed totally on cricket after that day. Virat Kohli did his repuation no harm when he led India to victory in the 2008 Under-19 World Cup . His performance in the World Cup led to a surprise call-up to the ODI team a few months after the tournament. Virat Kohli credits Mahendra Singh Dhoni for his success as captain.Under Virat Kohli's captaincy, India recorded their first-ever five-match ODI series whitewash on foreign soil after they thrashed Zimbabwe by seven wickets in the final match at Bulawayo. Virat Kohli is a mixture of Both MS Dhoni and Sourav Ganguly (known as Dada) because Kohli is a great leader as well as aggressive. Kohli has endorsements with PepsiCo , Nike , TVS Motors , Fastrack (from Titan) , Royal Challenge , Sangam Suitings , Fair and Lovely , Boost , Toyota Motors , Celkon Mobiles , Cinthol (from Godrej) , Munch (from Nestle) , etc. Virat Kohli set to beat Dhoni and Tendulkar in endorsement earnings. He has signed a Rs.10 crore per year deal with Adidas. KEYWORDS- Young Talent, Inspirational, Aggressive, Motivator, Great Leader PERSONAL LIFE AND BACKGROUND Virat Kohli was born on 5 November 1988 in Delhi to Prem Kohli (father) and Saroj Kohli (mother). He has an elder brother, Vikash and an elder sister, Bhavna. Kohli did his schooling from Vishal Bharti & Savier Convent. His father, Prem, was a lawyer and he passedaway in De... ...s , which is ideal for a lot of brands today. Kohli’s looks are also very attractive , because of that more endorsements he will get and soon will break the record. CONCLUSION- From this Case Study it is concluded that Virat Kohli is one of the finest player of International Cricket. He inspired and motivated Indian Youth from his talent. Many companies endorsed Virat Kohli because of his talent. When Virat Kohli lead team India as Captain , India recorded their first-ever five-match ODI series whitewash outside India after they thrashed Zimbabwe by seven wickets in the final match at their ground and he gave credit to Dhoni for success as a captain. He has achieved many records and signed many brand endorsements like PepsiCo , Nike , Boost , Fair and Lovely , Cinthol , etc. A deal signed between Virat Kohli and Adidas of Rs.10 crore per year. Essay -- Virat Kohli was captain of team India at the 2008 Under 19 Cricket World Cup which was held in Malaysia and India Won that World Cup. He did several tactical bowling changes during the tournament. His mother noted that "Virat changed a bit after that day. He became a much more matured and responsible person. From that time he took every match very seriously. It's as if his life changed totally on cricket after that day. Virat Kohli did his repuation no harm when he led India to victory in the 2008 Under-19 World Cup . His performance in the World Cup led to a surprise call-up to the ODI team a few months after the tournament. Virat Kohli credits Mahendra Singh Dhoni for his success as captain.Under Virat Kohli's captaincy, India recorded their first-ever five-match ODI series whitewash on foreign soil after they thrashed Zimbabwe by seven wickets in the final match at Bulawayo. Virat Kohli is a mixture of Both MS Dhoni and Sourav Ganguly (known as Dada) because Kohli is a great leader as well as aggressive. Kohli has endorsements with PepsiCo , Nike , TVS Motors , Fastrack (from Titan) , Royal Challenge , Sangam Suitings , Fair and Lovely , Boost , Toyota Motors , Celkon Mobiles , Cinthol (from Godrej) , Munch (from Nestle) , etc. Virat Kohli set to beat Dhoni and Tendulkar in endorsement earnings. He has signed a Rs.10 crore per year deal with Adidas. KEYWORDS- Young Talent, Inspirational, Aggressive, Motivator, Great Leader PERSONAL LIFE AND BACKGROUND Virat Kohli was born on 5 November 1988 in Delhi to Prem Kohli (father) and Saroj Kohli (mother). He has an elder brother, Vikash and an elder sister, Bhavna. Kohli did his schooling from Vishal Bharti & Savier Convent. His father, Prem, was a lawyer and he passedaway in De... ...s , which is ideal for a lot of brands today. Kohli’s looks are also very attractive , because of that more endorsements he will get and soon will break the record. CONCLUSION- From this Case Study it is concluded that Virat Kohli is one of the finest player of International Cricket. He inspired and motivated Indian Youth from his talent. Many companies endorsed Virat Kohli because of his talent. When Virat Kohli lead team India as Captain , India recorded their first-ever five-match ODI series whitewash outside India after they thrashed Zimbabwe by seven wickets in the final match at their ground and he gave credit to Dhoni for success as a captain. He has achieved many records and signed many brand endorsements like PepsiCo , Nike , Boost , Fair and Lovely , Cinthol , etc. A deal signed between Virat Kohli and Adidas of Rs.10 crore per year.

The Secret Life of Bees by: Sue Monk Kidd

The secret life of bees by: Sue Monk Kidd SUMMARY: The story in The Secret Life of Bees is that of Lily Melissa Owens, a young girl who reaches puberty in rural South Carolina in 1964. Lily's mother dies when Lily is 4 years old. That day, her mother had been packing a suitcase when her father, T. Ray, raged into the house, and a big argument ensued. Her mother took a pistol off the shelf, but sometime after it fell to the floor, her mother was shot. Lily remembers the loud blast, but she can't remember who was holding the gun. Her father tells everyone Lily accidentally shot her mother. T.Ray has a short fuse which leads to lots of verbal abuse and some physical abuse. Lily and her father are opposites. She loves reading and writing, he belittles her for reading. He's a racist and critical of others, she's tolerant and respectful of everyone. After her mother dies, T. Ray hires a black nanny, Rosaleen, to care for her and do the household chores. Lily loves Rosaleen although she thi nks since Rosaleen has never had children of her own, Lily is her guinea pig. Rosaleen, who represents the stereotypical black figure of that time period, loves Lily and treats her as if she is her own.One day Rosaleen and Lily go to town so Rosaleen can register to vote. In town a group of white men taunt Rosaleen and she spills her snuff jar on their feet. The men beat Rosaleen until the police come and take Rosaleen to jail. At the jail, the men beat her some more. T. Ray comes to the jail to take Lily home. Back on the farm, Lily and T. Ray get into an argument, in which he tells Lily that Deborah her mother was going to leave her when she died. Lily gets so angry and she runs away. Lily frees Rosaleen from the hospital, where she was sent after her second beating.Rosaleen and Lily go to Tiburon, South Carolina because Deborah had a picture of a black Madonna on the back of which she wrote â€Å"Tiburon, SC. † Lily figures this town must have been important to Deborah. In a store, Lily sees jars of honey with pictures of the same black Madonna as their labels. Lily asks the storekeeper where the honey comes from. He tells her that a woman named August Boatwright makes the honey and that she lives in a bright pink house. Lily and Rosaleen find the pink house and knock on the door. Inside, they find three African-American sisters–August, June and May. Lily tells them that she is assing through town on the way to her aunt’s house. She tells the sisters that she is an orphan. August tells Lily and Rosaleen that they are welcome to stay for now. She says that Lily can help her with the honey business and Rosaleen can help May with the house work. May is very emotional and often cries so hard that she must go to her wailing wall in the backyard, a wall in which she places prayers for all the things that sadden her. June is not happy about having Lily stay with them because she is white. When Lily overhears June saying that she dislikes her b ecause of her skin color, Lily realizes how absurd racism is.The sisters practice a religion they have created themselves and share with a group called The Daughters of Mary. The women pray to a statue of a black Mary that they call Our Lady of Chains. During her time in the pink house, Lily comes to practice this religion with the women. She loves these women and life in the pink house. Lily comes to feel accepted by the black women. Even June befriends her, eventually. She falls in love with August’s helper, Zach. Zach is an African-American boy, which complicates Lily’s feelings for him. One day, one of Zach’s friends throws a bottle at a white man.Because none of the boys will admit who threw the bottle, they all go to jail. The women try to keep Zach’s imprisonment a secret from May, because it would be too much for her to handle. However, May finds out from a phone call that Zach is in jail and is unable to deal with it. May commits suicide by drown ing herself in the river. May’s friends and family are devastated by her death. Some good things come out of it, however. June decides to marry Neil, a man she has dated for years but always refused to marry because she was hurt once by someone else.Eventually life returns to normal in the pink house and Lily thinks about how she will have to tell August the truth soon. In the meantime, Lily and Zach kiss and he promises they will be together one day. Eventually Lily tells August who she really is. It turns out that August already knew, because she knew Lily’s mother. August worked for Deborah’s family when Deborah was a child. Years later, after Lily was born, Deborah left T. Ray and came to stay with August. August said Deborah was going back to get Lily and then she was going to divorce T. Ray. When she went home, she died.Lily is outraged and saddened to learn that Deborah left her with T. Ray. August tries to explain that Deborah was depressed not thinking clearly, but Lily cannot forgive her. One day, Lily is home alone and T. Ray comes to the door. He found out where she was because she called him collect once. T. Ray went to the place she called from and a woman told him where she was. T. Ray demands that Lily comes home with him. When T. Ray notices the pin Lily is wearing, a pin he gave Deborah, Lily explains that Deborah came to the pink house when she left him. T.Ray goes into a rage and beats Lily, all the while calling her Deborah, August and Rosaleen return to the house. August tells T. Ray that Lily can stay. Ray agrees and leaves. Lily chases his car and asks him if she was responsible for her mother’s death. T. Ray says it was an accident, but Lily killed her. Lily finally learns to forgive her mother and herself. She is happy living with August. She goes to school with Zach. Lily learns the importance of female communities and that women can be mothers to each other. RELEVANCE: Memory is something that lily has lo st of her mother and is trying to gain back throughout the story.There is one specific incident that she can’t forget and it’s the day her mother tried to leave home and lily ends up killing her by shooting her with a gun. Lily goes through a lot of up’s and down’s trying to find out what happened to her mother and since her guardian T. Ray is just bad mouthing lily’s mother and trying to prevent her, she goes to great lengths to get her answers and runs away with Rosaleen. A lot of emotional damage has already been done to lily by T. Ray but she is strong and wants to know about her mother and in the story she stops at nothing to get her answers.Lily and Rosaleen end up at a pink house with three African-American women and ask if they can stay with them, over time they all start getting to know each other. Lily starts to experience emotions that she never knew she could have besides the emotions that she has for Rosaleen. The mistreatment from T. Ray didn’t really allow her to have any space in her heart for better emotions. Lily starts falling in love with the helper but because of his race it complicates things but that emotion for a boy is more than what she expected to find on the adventure of finding out things about her mother.Lily wasn’t just searching for information about her mother or emotions that were better than the ones T. Ray was giving her but also some sense of identity. Lily feels that there’s a big part of her missing because she doesn’t know anything about her mom. According to the text in child development by John W. Santrock â€Å"identity moratorium is a status of individuals who are in the midst of a crisis† and in the story lily is in one. She is trying to get information about someone she cares about but barely knows.Lily does eventually find out the truth about her mother and even though she can’t get her mother back she did gain mother-like figures. CRITIQ UE: I personally like this book because of the depth in the story. Also the lesson learned throughout. The time the story takes place was a very hard time for African-Americans because of the racism and discrimination against them. Lily went through a hard time without her parents and I say in plural parents because T. Ray may have tried to play the father figure but didn't prevail because of his over controlling and demanding ways.Also, the grief and grudge he still holds against Deborah doesn't allow him to move on. Lily spent most of her life feeling guilty when she gained recognition of what did to her mom. She went out searching for information about her mom and gained mothers. The topic of racism and discrimination has always a touchy topic for me because of how bad emotionally wise African-Americans besides physical ways there have been tormented and traumatized and just the details of it in a book affect me deeply as the actions were occurring to me.

Time and Money Management

Time and money management are integral parts of being a college student. With class, homework, and extracurricular activities, many students struggle to find enough time in the day to do everything they need to and still get enough sleep. Also, many college students are unable to manage their money while buying food and other luxuries. After reviewing the articles posted on these topics, some key ideas jumped out to help make me a more effective person. The first topic that was researched was time management.This is very important for a student to be more effective throughout their day and waste less time. Many college students have a tendency to be lethargic throughout the day and then cram their work into the night. After reading the articles on time management, the main tip to help solve this tendency is to plan your day. This will cut down on the dead time you have and will also prevent you from ever getting bored. The tips however were based upon knowing yourself including your tendencies and personality.The first step was to analyze yourself and what your goals are. By determining your goals, a person can decide how strict they want their daily routine to be and how much free time they want to allocate themself. Another tip is to identify possible time-wasters. These will change for each person but is a very helpful hint. If a person knows what their time-wasters are, they can avoid situations where they come up and also escape them easier when they are faced with a time-waster. These time-wasters include procrastination, interruptions, and lack of planning.These are all things that plague me and knowing my potential time-wasters has helped me find places to do my work that will limit my distractions. The second topic that was researched was money management. This is important for college because kids are on their own and cannot depend on their parents to track their money for them. Keeping money management tips in mind will help college students keep mon ey in their bank account and feel safe monetarily. The first tip in the article is to track your spending.This is important because many people lose track of how much they have spent and do not realize it until it is too late. The next step in managing money is getting a plan to budget your money and decide how much money will be allotted for different things. Money should be allotted for food, clothes, and hobbies or relaxing purchases such as a cd or a videogame. Another tip is to limit the use of credit cards when making purchases. Many students get in the habit of using their credit cards losing track of much they have spent.The next tips focus on realizing that you may not be able to purchase everything you want. This is tough for many people and the article suggests that even if you do make a mistake and blow your budget, just make up for it the next week. Looking ahead and saving money for bills or purchases in the future can help with money management a lot as well. The last and one of the most useful tips the article gives is recognizing how you can utilize your roommate in managing your money. You can delegate responsibilities and split expenses with your roommate as much as possible, making college much easier and cheaper.The articles posted on time and money management were very helpful. The best tip I got from the time-management article was â€Å"The 4 D’s of Time Management. † The four D’s include, â€Å"do it†, â€Å"delegate it†, â€Å"dump it†, â€Å"defer it†. Each D applies to a different situation you might encounter while trying to do work and provides a solution for dealing with it. The four D’s are easy to remember and give you basic principles to fall back on when you are faced with a distraction. The best tip I got from money management was to limit how much I use my credit card and to try and use cash more often.Studies show students spend 30% more when using a credit card becau se there is no sense of a limit like there would be if they used cash. All of these tips reminded me of the time I went out to dinner with a girl and when I tried to pay the check with my credit card, my card cancelled because I had spent all of the money in my account without knowing it. This was embarrassing and luckily I had some cash with me to pay but I learned my lesson. Now with the money management tips I have learned, this will not happen again.After reading the money and time management articles, I am more prepared to navigate through college by myself. They each gave easy tips to remember and make you a more effective manager. I would suggest these articles to all of my friends because they were helpful to me and they came from reliable sources. Most articles I came across had similar ideas but there are specific ideas that will stick to me from both articles I chose. For me, knowing my time-wasters and limiting the use of my credit card were the biggest tips I got from e ach article.